California family homeownership

Loan Programs

ITIN Loans in California

Specialized Mortgage Solutions for ITIN Borrowers

At Patron Mortgage, we believe homeownership and financial opportunity should be within reach for more families. If you have an Individual Taxpayer Identification Number (ITIN) instead of a Social Security Number, you may still qualify for a mortgage program designed for your situation.

As a California mortgage broker, we work with trusted lending partners that offer specialized ITIN loan programs — whether you're looking to purchase a home, refinance your existing mortgage, or access your home's equity. Explore our ITIN loan programs below.

ITIN Loan Programs

California family purchasing a home

ITIN Home Purchase Loans

Ready to buy a home with an ITIN? We work with trusted lenders offering purchase loan programs for qualified ITIN borrowers in California.

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California homeowner refinancing

ITIN Refinance Loans

Looking to lower your rate or access your equity? ITIN refinance programs may be available for qualified borrowers who currently own a home.

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California home equity

ITIN HELOC

Access the equity in your home through a Home Equity Line of Credit (HELOC) designed for qualified ITIN borrowers.

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Not Sure Which Program Is Right for You?

Contact Patron Mortgage today. We'll review your situation, answer your questions, and help you identify the ITIN loan program that best fits your financial goals.