All 9 Counties · Northern California
Bay Area Mortgage Broker
Patron Mortgage serves homebuyers and homeowners across all 9 Bay Area counties — from San Francisco and the East Bay to the South Bay, Peninsula, Wine Country, and beyond. Available 7 days a week.
Browse by County
Bay Area Counties We Serve
Select your county to browse cities and find local mortgage information for your area.
About the Area
Mortgage Loans Across the Bay Area
The San Francisco Bay Area is one of the most competitive real estate markets in the world. With median home prices well above the national average and conforming loan limits that exceed the standard baseline, Bay Area buyers often need jumbo loans, strategic down payment planning, and a lender who understands the local market.
Patron Mortgage serves buyers and homeowners across all 9 Bay Area counties. Whether you're a first-time buyer in Oakland, a tech professional purchasing in Cupertino, a veteran buying in Vallejo, or an investor refinancing in San Jose, we have the loan programs and expertise to help.
We specialize in FHA loans, conventional loans, VA loans, jumbo loans, ITIN loans for borrowers without a Social Security Number, DSCR loans for investors, and hard money loans for fix-and-flip projects. Our senior loan officer Randall Ortiz is available 7 days a week.
Common Questions
Bay Area Mortgage FAQs
Ready to Buy or Refinance in the Bay Area?
Get a free mortgage quote from Randall Ortiz — available 7 days a week. NMLS 1747739.