Riverside & San Bernardino Counties
Inland Empire Mortgage Broker
Patron Mortgage serves homebuyers and homeowners throughout Riverside and San Bernardino Counties — with FHA, VA, conventional, ITIN, and more. Available 7 days a week.
Riverside & San Bernardino Counties
Mortgage Loans in the Inland Empire
The Inland Empire has become one of Southern California's fastest-growing housing markets, offering more affordable options than coastal LA and San Diego while still providing access to major employment centers. Whether you're a first-time buyer in Riverside, a move-up buyer in Rancho Cucamonga, or an investor in Temecula, Patron Mortgage has the loan programs to help.
We specialize in FHA loans for first-time buyers, ITIN loans for borrowers without a Social Security Number, and VA loans for the region's veteran community. Our senior loan officer Randall Ortiz is available 7 days a week to walk you through your options.
As a mortgage broker, we work with multiple lenders — so you get competitive rates and more options than you'd find at a single bank.
Why Inland Empire Borrowers Choose Us
- FHA specialists for Inland Empire first-time buyers
- ITIN loans for non-SSN borrowers throughout IE
- VA loans for Riverside & San Bernardino veterans
- Available 7 days a week, including evenings & weekends
- Free consultations with no obligation
- NMLS licensed — transparent and trustworthy
What We Offer
Loan Programs in the Inland Empire
FHA Loans
Low down payment options starting at 3.5% for qualified Inland Empire first-time buyers.
Conventional Loans
Competitive rates and flexible terms for Inland Empire buyers with strong credit.
VA Loans
Zero down payment financing for eligible veterans and active-duty military in the Inland Empire.
ITIN Loans
Home purchase and refinance programs for Inland Empire borrowers with an ITIN instead of an SSN.
Jumbo Loans
Financing above conforming limits for higher-priced Inland Empire properties.
Hard Money Loans
Fast approvals for Inland Empire real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Inland Empire home's equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Inland Empire homeowners.
Service Area
Cities We Serve in the Inland Empire
Patron Mortgage serves homebuyers and homeowners throughout Riverside and San Bernardino Counties, including:
Common Questions
Inland Empire Mortgage FAQs
Ready to Get Started in the Inland Empire?
Call us, email us, or request a free quote online. We're available 7 days a week — no obligation, no pressure.