Loan Comparisons
Compare Mortgage Loan Programs
Not sure which loan is right for you? These side-by-side guides break down the key differences so you can make a confident decision.
FHA vs Conventional
The two most popular loan programs compared — down payments, credit scores, mortgage insurance, and who each is best for.
FHA vs VA Loan
Veterans and service members: see how VA loans stack up against FHA — especially on down payment and mortgage insurance.
Conventional vs Jumbo
Buying a higher-priced home in California? Understand the loan limit threshold and what changes when you go jumbo.
Fixed-Rate vs ARM
Stability vs savings — when a fixed rate makes sense and when an adjustable-rate mortgage could save you money.
Explore Individual Loan Programs
Want to go deeper on a specific loan type? Browse our full program guides.
Still Not Sure? Let's Talk.
Patron Mortgage works with multiple lenders to match you with the right program for your credit, down payment, and goals. Free consultation — no obligation.