Ceres Mortgage Broker
Ceres, California
Ceres Mortgage Broker
Patron Mortgage helps Ceres homebuyers and homeowners find the right loan — FHA, conventional, VA, ITIN, jumbo, and more. Available 7 days a week.
NMLS 1747739 · Licensed California Mortgage Broker · Serving Ceres & Surrounding Areas · Available 7 Days a Week
Serving Ceres
Mortgage Loans in Ceres, CA
Ceres is an affordable Stanislaus County city located directly south of Modesto along Highway 99. With a strong working-class community, established neighborhoods, and some of the most affordable home prices in the region, Ceres is a popular choice for first-time buyers and families seeking value in the Central Valley.
Patron Mortgage helps Ceres buyers navigate the home loan process from pre-approval to closing. Whether you're purchasing your first home, refinancing, or need an ITIN loan, our senior loan officer Randall Ortiz is available 7 days a week.
We work with a wide network of lenders to offer competitive rates and a broad range of loan programs — so you're never limited to just one option.
Why Ceres Borrowers Choose Us
- Stanislaus County market knowledge — local expertise
- Available 7 days a week, including evenings & weekends
- ITIN loan specialists for non-SSN borrowers
- Access to multiple lenders for competitive rates
- Free consultations with no obligation
- NMLS licensed — transparent and trustworthy
What We Offer
Loan Programs in Ceres
FHA Loans
Low down payment options starting at 3.5% for qualified Ceres homebuyers.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles.
VA Loans
Zero down payment financing for eligible veterans and active-duty military.
ITIN Loans
Home purchase and refinance programs for borrowers with an ITIN instead of an SSN.
Jumbo Loans
Financing above conforming loan limits for higher-priced Ceres properties.
Hard Money Loans
Fast approvals for Ceres real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Ceres home's equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Ceres homeowners.
Common Questions
Ceres Mortgage FAQs
Ready to Get Started in Ceres?
Call us, email us, or request a free quote online. We're available 7 days a week — no obligation, no pressure.
NMLS 1747739 · Licensed in California