San Diego, California
San Diego Mortgage Broker
Patron Mortgage serves San Diego County homebuyers and homeowners with VA loans, FHA, conventional, jumbo, and ITIN programs — available 7 days a week.
San Diego County
Mortgage Loans in San Diego, CA
San Diego is home to one of the largest military communities in the country, a thriving tech sector, and some of California's most desirable neighborhoods. Whether you're a veteran using your VA benefit for the first time, a first-time buyer in Chula Vista, or a move-up buyer in Carlsbad, Patron Mortgage has the loan programs to help.
We specialize in VA loans for San Diego's military and veteran community, ITIN loans for borrowers without a Social Security Number, and a full range of conventional, FHA, and jumbo programs. Our senior loan officer Randall Ortiz is available 7 days a week.
As a mortgage broker, we work with multiple lenders — so you get competitive rates and more options than you'd find at a single bank or credit union.
Why San Diego Borrowers Choose Us
- VA loan specialists for San Diego's military community
- ITIN loans for non-SSN borrowers throughout SD County
- Access to multiple lenders for competitive rates
- Available 7 days a week, including evenings & weekends
- Free consultations with no obligation
- NMLS licensed — transparent and trustworthy
What We Offer
Loan Programs in San Diego
VA Loans
Zero down payment financing for San Diego's large military and veteran community.
Conventional Loans
Competitive rates and flexible terms for San Diego buyers with strong credit.
FHA Loans
Low down payment options starting at 3.5% for qualified San Diego borrowers.
Jumbo Loans
Financing above conforming limits for higher-priced San Diego County properties.
ITIN Loans
Home purchase and refinance programs for San Diego borrowers with an ITIN instead of an SSN.
Hard Money Loans
Fast approvals for San Diego real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your San Diego home's equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for San Diego County homeowners.
Service Area
Cities We Serve in San Diego County
Patron Mortgage serves homebuyers and homeowners throughout San Diego County, including:
Common Questions
San Diego Mortgage FAQs
Ready to Get Started in San Diego?
Call us, email us, or request a free quote online. We're available 7 days a week — no obligation, no pressure.