Patron Mortgage

Chula Vista Mortgage Broker

Patron Mortgage
San Diego County

Chula Vista Mortgage Broker

Home loans for Chula Vista homebuyers and homeowners — FHA, conventional, VA, jumbo, ITIN, and more. Licensed California mortgage broker. NMLS 1747739.

Get a Free Quote(916) 529-3707
NMLS Licensed
ID 1747739
Available 7 Days
Including evenings
Multiple Lenders
Best rate shopping
Free Consultation
No obligation

Home Loans in Chula Vista, California

Chula Vista is the second-largest city in San Diego County and one of the fastest-growing cities in California. Located between downtown San Diego and the US-Mexico border, Chula Vista has a large Latino community and offers more affordable home prices than northern San Diego. The city has seen significant new development in its eastern master-planned communities and is popular with families and first-time buyers.

Patron Mortgage helps Chula Vista buyers navigate the home loan process from pre-approval to closing — including FHA, ITIN, VA, and conventional loans. Available 7 days a week.

Why Chula Vista Borrowers Choose Patron Mortgage

  • Access to dozens of lenders — we shop rates so Chula Vista borrowers get the best deal
  • Specializing in ITIN loans, jumbo loans, and non-QM programs
  • Available 7 days a week including evenings and weekends
  • Senior loan officer Randall Ortiz handles every file personally
  • Fast pre-approvals — often same day
  • Serving all of California with deep local market knowledge

Loan Programs Available in Chula Vista

FHA Loans
Low down payment options starting at 3.5% for qualified Chula Vista homebuyers.
ITIN Loans
Home purchase and refinance programs for borrowers with an ITIN instead of an SSN.
VA Loans
Zero down payment financing for eligible veterans and active-duty military.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles.
Jumbo Loans
Financing above conforming loan limits for higher-priced Chula Vista properties.
Hard Money Loans
Fast approvals for Chula Vista real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Chula Vista home's equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Chula Vista homeowners.

Frequently Asked Questions

Get a Free Chula Vista Mortgage Quote

Available 7 days a week · No obligation

(916) 529-3707[email protected]Request a Free Quote
NMLS 1747739 · Licensed in California

Also Serving Nearby

San DiegoNational CityBonitaOtay RanchImperial BeachCoronadoLemon GroveSpring ValleyEl CajonLa Mesa

Ready to Buy or Refinance in Chula Vista?

Get pre-approved fast. We work with dozens of lenders to find the best rate for your situation.

Request a Free QuoteCall (916) 529-3707