Half Moon Bay, California
Half Moon Bay Mortgage Broker
Patron Mortgage helps Half Moon Bay buyers navigate the home loan process from pre-approval to closing — including FHA, jumbo, VA, and ITIN loans. Available 7 days a week.
NMLS 1747739 · Licensed California Mortgage Broker · Serving Half Moon Bay & Surrounding Areas · Available 7 Days a Week
About Half Moon Bay
Mortgage Loans in Half Moon Bay, CA
Half Moon Bay is a scenic coastal city on the San Mateo County coastline, known for its stunning beaches, pumpkin farms, and the annual Mavericks surf competition. With a small-town character, ocean views, and a growing community of remote workers and commuters, Half Moon Bay offers a unique coastal lifestyle on the San Francisco Peninsula. Home prices reflect the premium coastal location.
Patron Mortgage helps Half Moon Bay buyers navigate the home loan process from pre-approval to closing — including FHA, jumbo, VA, and ITIN loans. Available 7 days a week.
Why Half Moon Bay Borrowers Choose Us
- Local expertise in Half Moon Bay and the Bay Area
- Available 7 days a week, including evenings & weekends
- ITIN loan specialists for non-SSN borrowers
- Access to multiple lenders for competitive rates
- Free consultations with no obligation
- NMLS licensed — transparent and trustworthy
What We Offer
Loan Programs in Half Moon Bay
FHA Loans
Low down payment options starting at 3.5% for qualified Half Moon Bay homebuyers.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles in Half Moon Bay.
VA Loans
Zero down payment financing for eligible veterans and active-duty military in Half Moon Bay.
ITIN Loans
Home purchase and refinance programs for Half Moon Bay borrowers with an ITIN instead of an SSN.
Jumbo Loans
Financing above conforming loan limits for higher-priced Half Moon Bay properties.
Hard Money Loans
Fast approvals for Half Moon Bay real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Half Moon Bay home equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Half Moon Bay homeowners.
Service Area
Cities We Serve Near Half Moon Bay
Patron Mortgage serves homebuyers and homeowners throughout Half Moon Bay and the surrounding region, including:
Common Questions
Half Moon Bay Mortgage FAQs
Ready to Get Started in Half Moon Bay?
Get a free mortgage consultation from Patron Mortgage. Available 7 days a week — including evenings and weekends.
Patron Mortgage · NMLS 1747739 · Licensed California Mortgage Broker