Richmond, California
Richmond Mortgage Broker
Patron Mortgage helps Richmond buyers navigate the home loan process from pre-approval to closing — including FHA, jumbo, VA, and ITIN loans. Available 7 days a week.
NMLS 1747739 · Licensed California Mortgage Broker · Serving Richmond & Surrounding Areas · Available 7 Days a Week
About Richmond
Mortgage Loans in Richmond, CA
Richmond is a diverse waterfront city in western Contra Costa County on San Francisco Bay, offering some of the most affordable home prices in the Bay Area. With BART access, a revitalizing Point Richmond neighborhood, and stunning bay views, Richmond is attracting buyers priced out of Berkeley and Oakland. The city has a rich industrial history and a growing arts and culture scene.
Patron Mortgage helps Richmond buyers navigate the home loan process from pre-approval to closing — including FHA, jumbo, VA, and ITIN loans. Available 7 days a week.
Why Richmond Borrowers Choose Us
- Local expertise in Richmond and the Bay Area
- Available 7 days a week, including evenings & weekends
- ITIN loan specialists for non-SSN borrowers
- Access to multiple lenders for competitive rates
- Free consultations with no obligation
- NMLS licensed — transparent and trustworthy
What We Offer
Loan Programs in Richmond
FHA Loans
Low down payment options starting at 3.5% for qualified Richmond homebuyers.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles in Richmond.
VA Loans
Zero down payment financing for eligible veterans and active-duty military in Richmond.
ITIN Loans
Home purchase and refinance programs for Richmond borrowers with an ITIN instead of an SSN.
Jumbo Loans
Financing above conforming loan limits for higher-priced Richmond properties.
Hard Money Loans
Fast approvals for Richmond real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Richmond home equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Richmond homeowners.
Service Area
Cities We Serve Near Richmond
Patron Mortgage serves homebuyers and homeowners throughout Richmond and the surrounding region, including:
Common Questions
Richmond Mortgage FAQs
Ready to Get Started in Richmond?
Get a free mortgage consultation from Patron Mortgage. Available 7 days a week — including evenings and weekends.
Patron Mortgage · NMLS 1747739 · Licensed California Mortgage Broker