San Rafael, California
San Rafael Mortgage Broker
Patron Mortgage helps San Rafael buyers navigate the home loan process from pre-approval to closing — including FHA, jumbo, VA, and ITIN loans. Available 7 days a week.
NMLS 1747739 · Licensed California Mortgage Broker · Serving San Rafael & Surrounding Areas · Available 7 Days a Week
About San Rafael
Mortgage Loans in San Rafael, CA
San Rafael is the county seat and largest city in Marin County, offering a more accessible entry point into the Marin market than smaller, more exclusive communities. Known for its vibrant downtown, diverse neighborhoods, and proximity to both San Francisco and the Marin Headlands, San Rafael attracts buyers seeking the Marin lifestyle at relatively more affordable prices. The city has a large Latino community, making ITIN loans especially relevant.
Patron Mortgage helps San Rafael buyers navigate the home loan process from pre-approval to closing — including FHA, jumbo, VA, and ITIN loans. Available 7 days a week.
Why San Rafael Borrowers Choose Us
- Local expertise in San Rafael and the Bay Area
- Available 7 days a week, including evenings & weekends
- ITIN loan specialists for non-SSN borrowers
- Access to multiple lenders for competitive rates
- Free consultations with no obligation
- NMLS licensed — transparent and trustworthy
What We Offer
Loan Programs in San Rafael
FHA Loans
Low down payment options starting at 3.5% for qualified San Rafael homebuyers.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles in San Rafael.
VA Loans
Zero down payment financing for eligible veterans and active-duty military in San Rafael.
ITIN Loans
Home purchase and refinance programs for San Rafael borrowers with an ITIN instead of an SSN.
Jumbo Loans
Financing above conforming loan limits for higher-priced San Rafael properties.
Hard Money Loans
Fast approvals for San Rafael real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your San Rafael home equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for San Rafael homeowners.
Service Area
Cities We Serve Near San Rafael
Patron Mortgage serves homebuyers and homeowners throughout San Rafael and the surrounding region, including:
Common Questions
San Rafael Mortgage FAQs
Ready to Get Started in San Rafael?
Get a free mortgage consultation from Patron Mortgage. Available 7 days a week — including evenings and weekends.
Patron Mortgage · NMLS 1747739 · Licensed California Mortgage Broker