Santa Rosa, California
Santa Rosa Mortgage Broker
Patron Mortgage helps Santa Rosa buyers navigate the home loan process from pre-approval to closing — including FHA, jumbo, VA, and ITIN loans. Available 7 days a week.
NMLS 1747739 · Licensed California Mortgage Broker · Serving Santa Rosa & Surrounding Areas · Available 7 Days a Week
About Santa Rosa
Mortgage Loans in Santa Rosa, CA
Santa Rosa is the county seat and largest city in Sonoma County, offering the most diverse housing market in the Wine Country region. With a vibrant downtown, strong healthcare and tech employment, and access to world-class wine country, Santa Rosa attracts buyers seeking a balance of urban amenities and Wine Country lifestyle. Home prices are more accessible than the Bay Area while still reflecting the region's desirability.
Patron Mortgage helps Santa Rosa buyers navigate the home loan process from pre-approval to closing — including FHA, jumbo, VA, and ITIN loans. Available 7 days a week.
Why Santa Rosa Borrowers Choose Us
- Local expertise in Santa Rosa and the Bay Area
- Available 7 days a week, including evenings & weekends
- ITIN loan specialists for non-SSN borrowers
- Access to multiple lenders for competitive rates
- Free consultations with no obligation
- NMLS licensed — transparent and trustworthy
What We Offer
Loan Programs in Santa Rosa
FHA Loans
Low down payment options starting at 3.5% for qualified Santa Rosa homebuyers.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles in Santa Rosa.
VA Loans
Zero down payment financing for eligible veterans and active-duty military in Santa Rosa.
ITIN Loans
Home purchase and refinance programs for Santa Rosa borrowers with an ITIN instead of an SSN.
Jumbo Loans
Financing above conforming loan limits for higher-priced Santa Rosa properties.
Hard Money Loans
Fast approvals for Santa Rosa real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Santa Rosa home equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Santa Rosa homeowners.
Service Area
Cities We Serve Near Santa Rosa
Patron Mortgage serves homebuyers and homeowners throughout Santa Rosa and the surrounding region, including:
Common Questions
Santa Rosa Mortgage FAQs
Ready to Get Started in Santa Rosa?
Get a free mortgage consultation from Patron Mortgage. Available 7 days a week — including evenings and weekends.
Patron Mortgage · NMLS 1747739 · Licensed California Mortgage Broker