Citrus Heights, California
Citrus Heights Mortgage Broker
Patron Mortgage helps Citrus Heights homebuyers and homeowners find the right loan — FHA, conventional, VA, ITIN, jumbo, and more. Available 7 days a week.
NMLS 1747739 · Licensed California Mortgage Broker · Serving Citrus Heights & Surrounding Areas · Available 7 Days a Week
Serving Citrus Heights
Mortgage Loans in Citrus Heights, CA
Citrus Heights is a vibrant Sacramento suburb offering established neighborhoods, convenient access to major freeways, and a strong sense of community. With a mix of affordable starter homes and larger family properties, it attracts a wide range of buyers — from first-timers to those looking to upsize.
Patron Mortgage helps Citrus Heights buyers navigate the home loan process from start to finish. Our senior loan officer Randall Ortiz is available 7 days a week to walk you through FHA, conventional, VA, ITIN, jumbo, and refinance options.
We work with a wide network of lenders to offer competitive rates and a broad range of loan programs — so you're never limited to just one option.
Why Citrus Heights Borrowers Choose Us
- Sacramento-based — we know the greater Sacramento market
- Available 7 days a week, including evenings & weekends
- ITIN loan specialists for non-SSN borrowers
- Access to multiple lenders for competitive rates
- Free consultations with no obligation
- NMLS licensed — transparent and trustworthy
What We Offer
Loan Programs in Citrus Heights
FHA Loans
Low down payment options starting at 3.5% for qualified Citrus Heights homebuyers.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles.
VA Loans
Zero down payment financing for eligible veterans and active-duty military in Citrus Heights.
ITIN Loans
Home purchase and refinance programs for Citrus Heights borrowers with an ITIN instead of an SSN.
Jumbo Loans
Financing above conforming loan limits for higher-priced Citrus Heights properties.
Hard Money Loans
Fast approvals for Citrus Heights real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Citrus Heights home's equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Citrus Heights homeowners.
Service Area
Cities We Serve Near Citrus Heights
Patron Mortgage serves homebuyers and homeowners throughout Citrus Heights and the surrounding region, including:
Common Questions
Citrus Heights Mortgage FAQs
Ready to Get Started in Citrus Heights?
Call us, email us, or request a free quote online. We're available 7 days a week — no obligation, no pressure.
NMLS 1747739 · Licensed in California