Lincoln, California
Lincoln Mortgage Broker
Patron Mortgage helps Lincoln homebuyers and homeowners find the right loan — FHA, conventional, VA, ITIN, jumbo, and more. Available 7 days a week.
NMLS 1747739 · Licensed California Mortgage Broker · Serving Lincoln & Surrounding Areas · Available 7 Days a Week
Serving Lincoln
Mortgage Loans in Lincoln, CA
Lincoln is one of Placer County's fastest-growing cities, offering new master-planned communities, excellent schools, and a quieter pace of life while remaining within commuting distance of Sacramento. Sun City Lincoln Hills and Lincoln Crossing attract buyers of all ages looking for value and quality.
Patron Mortgage helps Lincoln buyers navigate the home loan process from pre-approval to closing. Whether you're purchasing a new construction home, refinancing, or exploring ITIN loan options, our senior loan officer Randall Ortiz is available 7 days a week.
We work with a wide network of lenders to offer competitive rates and a broad range of loan programs — so you're never limited to just one option.
Why Lincoln Borrowers Choose Us
- Sacramento-based — we know the Placer County market
- Available 7 days a week, including evenings & weekends
- ITIN loan specialists for non-SSN borrowers
- Access to multiple lenders for competitive rates
- Free consultations with no obligation
- NMLS licensed — transparent and trustworthy
What We Offer
Loan Programs in Lincoln
FHA Loans
Low down payment options starting at 3.5% for qualified Lincoln homebuyers.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles.
VA Loans
Zero down payment financing for eligible veterans and active-duty military in Lincoln.
ITIN Loans
Home purchase and refinance programs for Lincoln borrowers with an ITIN instead of an SSN.
Jumbo Loans
Financing above conforming loan limits for higher-priced Lincoln properties.
Hard Money Loans
Fast approvals for Lincoln real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Lincoln home's equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Lincoln homeowners.
Service Area
Cities We Serve Near Lincoln
Patron Mortgage serves homebuyers and homeowners throughout Lincoln and the surrounding region, including:
Common Questions
Lincoln Mortgage FAQs
Ready to Get Started in Lincoln?
Call us, email us, or request a free quote online. We're available 7 days a week — no obligation, no pressure.
NMLS 1747739 · Licensed in California