Elk Grove, California
Elk Grove Mortgage Broker
Patron Mortgage helps Elk Grove homebuyers and homeowners find the right loan — FHA, conventional, VA, ITIN, jumbo, and more. Available 7 days a week.
NMLS 1747739 · Licensed California Mortgage Broker · Serving Elk Grove & Surrounding Areas · Available 7 Days a Week
Serving Elk Grove
Mortgage Loans in Elk Grove, CA
Elk Grove is one of the fastest-growing cities in California, known for its family-friendly neighborhoods, excellent schools, and diverse community. Located just south of Sacramento, it offers a wide range of housing options — from affordable starter homes to larger executive properties.
Patron Mortgage helps Elk Grove buyers navigate the home loan process from start to finish. Our senior loan officer Randall Ortiz is available 7 days a week to walk you through FHA, conventional, VA, ITIN, jumbo, and refinance options.
We work with a wide network of lenders to offer competitive rates and a broad range of loan programs — so you're never limited to just one option.
Why Elk Grove Borrowers Choose Us
- Sacramento-based — we know the greater Sacramento market
- Available 7 days a week, including evenings & weekends
- ITIN loan specialists for non-SSN borrowers
- Access to multiple lenders for competitive rates
- Free consultations with no obligation
- NMLS licensed — transparent and trustworthy
What We Offer
Loan Programs in Elk Grove
FHA Loans
Low down payment options starting at 3.5% for qualified Elk Grove homebuyers.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles.
VA Loans
Zero down payment financing for eligible veterans and active-duty military in Elk Grove.
ITIN Loans
Home purchase and refinance programs for Elk Grove borrowers with an ITIN instead of an SSN.
Jumbo Loans
Financing above conforming loan limits for higher-priced Elk Grove properties.
Hard Money Loans
Fast approvals for Elk Grove real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Elk Grove home's equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Elk Grove homeowners.
Service Area
Cities We Serve Near Elk Grove
Patron Mortgage serves homebuyers and homeowners throughout Elk Grove and the surrounding region, including:
Common Questions
Elk Grove Mortgage FAQs
Ready to Get Started in Elk Grove?
Call us, email us, or request a free quote online. We're available 7 days a week — no obligation, no pressure.
NMLS 1747739 · Licensed in California