Gilroy, California
Gilroy Mortgage Broker
Patron Mortgage helps Gilroy buyers navigate the home loan process from pre-approval to closing — including FHA, jumbo, VA, and ITIN loans. Available 7 days a week.
NMLS 1747739 · Licensed California Mortgage Broker · Serving Gilroy & Surrounding Areas · Available 7 Days a Week
About Gilroy
Mortgage Loans in Gilroy, CA
Gilroy is the southernmost city in Santa Clara County, famous as the Garlic Capital of the World and home to the annual Gilroy Garlic Festival. With some of the most affordable home prices in the county, Gilroy attracts first-time buyers and families seeking value in the South Bay. The city has a large Latino community, making ITIN loans especially relevant, and offers newer construction at accessible price points.
Patron Mortgage helps Gilroy buyers navigate the home loan process from pre-approval to closing — including FHA, jumbo, VA, and ITIN loans. Available 7 days a week.
Why Gilroy Borrowers Choose Us
- Local expertise in Gilroy and the Bay Area
- Available 7 days a week, including evenings & weekends
- ITIN loan specialists for non-SSN borrowers
- Access to multiple lenders for competitive rates
- Free consultations with no obligation
- NMLS licensed — transparent and trustworthy
What We Offer
Loan Programs in Gilroy
FHA Loans
Low down payment options starting at 3.5% for qualified Gilroy homebuyers.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles in Gilroy.
VA Loans
Zero down payment financing for eligible veterans and active-duty military in Gilroy.
ITIN Loans
Home purchase and refinance programs for Gilroy borrowers with an ITIN instead of an SSN.
Jumbo Loans
Financing above conforming loan limits for higher-priced Gilroy properties.
Hard Money Loans
Fast approvals for Gilroy real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Gilroy home equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Gilroy homeowners.
Common Questions
Gilroy Mortgage FAQs
Ready to Get Started in Gilroy?
Get a free mortgage consultation from Patron Mortgage. Available 7 days a week — including evenings and weekends.
Patron Mortgage · NMLS 1747739 · Licensed California Mortgage Broker