About the Area

Mortgage Loans in Gilroy, CA

Gilroy is the southernmost city in Santa Clara County, famous as the Garlic Capital of the World and home to the annual Gilroy Garlic Festival. With some of the most affordable home prices in the county, Gilroy attracts first-time buyers and families seeking value in the South Bay. The city has a large Latino community, making ITIN loans especially relevant, and offers newer construction at accessible price points.

Patron Mortgage specializes in FHA loans for first-time buyers, VA loans for veterans, ITIN loans for borrowers without a Social Security Number, and jumbo loans for high-value Bay Area properties. Our senior loan officer Randall Ortiz is available 7 days a week to walk you through your options.