San Jose, California
San Jose Mortgage Broker
Patron Mortgage helps San Jose buyers navigate the home loan process from pre-approval to closing — including FHA, jumbo, VA, and ITIN loans. Available 7 days a week.
NMLS 1747739 · Licensed California Mortgage Broker · Serving San Jose & Surrounding Areas · Available 7 Days a Week
About San Jose
Mortgage Loans in San Jose, CA
San Jose is the largest city in the Bay Area and the heart of Silicon Valley, home to major tech companies including Cisco, Adobe, and eBay. With a population of over one million, San Jose offers a diverse housing market ranging from affordable condos in Berryessa to luxury estates in Almaden Valley. The city has a large and vibrant immigrant community, making ITIN loans especially relevant.
Patron Mortgage helps San Jose buyers navigate the home loan process from pre-approval to closing — including FHA, jumbo, VA, and ITIN loans. Available 7 days a week.
Why San Jose Borrowers Choose Us
- Local expertise in San Jose and the Bay Area
- Available 7 days a week, including evenings & weekends
- ITIN loan specialists for non-SSN borrowers
- Access to multiple lenders for competitive rates
- Free consultations with no obligation
- NMLS licensed — transparent and trustworthy
What We Offer
Loan Programs in San Jose
FHA Loans
Low down payment options starting at 3.5% for qualified San Jose homebuyers.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles in San Jose.
VA Loans
Zero down payment financing for eligible veterans and active-duty military in San Jose.
ITIN Loans
Home purchase and refinance programs for San Jose borrowers with an ITIN instead of an SSN.
Jumbo Loans
Financing above conforming loan limits for higher-priced San Jose properties.
Hard Money Loans
Fast approvals for San Jose real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your San Jose home equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for San Jose homeowners.
Service Area
Cities We Serve Near San Jose
Patron Mortgage serves homebuyers and homeowners throughout San Jose and the surrounding region, including:
Common Questions
San Jose Mortgage FAQs
Ready to Get Started in San Jose?
Get a free mortgage consultation from Patron Mortgage. Available 7 days a week — including evenings and weekends.
Patron Mortgage · NMLS 1747739 · Licensed California Mortgage Broker