Union City, California
Union City Mortgage Broker
Patron Mortgage helps Union City buyers navigate the home loan process from pre-approval to closing — including FHA, jumbo, VA, and ITIN loans. Available 7 days a week.
NMLS 1747739 · Licensed California Mortgage Broker · Serving Union City & Surrounding Areas · Available 7 Days a Week
About Union City
Mortgage Loans in Union City, CA
Union City is a diverse East Bay city located between Fremont and Hayward along the I-880 corridor. With BART access, affordable home prices relative to the broader Bay Area, and a large Filipino and South Asian community, Union City is a popular choice for first-time buyers and families seeking value in the East Bay. The city offers a mix of single-family homes and newer townhome developments.
Patron Mortgage helps Union City buyers navigate the home loan process from pre-approval to closing — including FHA, jumbo, VA, and ITIN loans. Available 7 days a week.
Why Union City Borrowers Choose Us
- Local expertise in Union City and the Bay Area
- Available 7 days a week, including evenings & weekends
- ITIN loan specialists for non-SSN borrowers
- Access to multiple lenders for competitive rates
- Free consultations with no obligation
- NMLS licensed — transparent and trustworthy
What We Offer
Loan Programs in Union City
FHA Loans
Low down payment options starting at 3.5% for qualified Union City homebuyers.
Conventional Loans
Competitive rates and flexible terms for buyers with strong credit profiles in Union City.
VA Loans
Zero down payment financing for eligible veterans and active-duty military in Union City.
ITIN Loans
Home purchase and refinance programs for Union City borrowers with an ITIN instead of an SSN.
Jumbo Loans
Financing above conforming loan limits for higher-priced Union City properties.
Hard Money Loans
Fast approvals for Union City real estate investors and fix-and-flip projects.
Cash-Out Refinance
Access your Union City home equity for renovations, debt payoff, or other goals.
HELOC
Flexible home equity line of credit for Union City homeowners.
Service Area
Cities We Serve Near Union City
Patron Mortgage serves homebuyers and homeowners throughout Union City and the surrounding region, including:
Common Questions
Union City Mortgage FAQs
Ready to Get Started in Union City?
Get a free mortgage consultation from Patron Mortgage. Available 7 days a week — including evenings and weekends.
Patron Mortgage · NMLS 1747739 · Licensed California Mortgage Broker